Deployed across 5+ chains including Ethereum. Blueprint also runs Glow Finance on Solana.
★At its all-time high, Concrete surpassed $1 billion in Total Value Locked (TVL) — a key measure of trust in a DeFi protocol.
Module 2 of 5
The Concrete vault
Try the simulator below — adjust your deposit and pick an asset to see how the vault works in real time.
Concrete Earn — vault simulator
ERC-4626
Choose your asset
Deposit amount
$1,000
Your deposit$1,000
→
Vault tokenctETH
→
DeFi strategiesAave + Silo
Estimated yearly yield (8% APR)+$80.00
When you deposit, Concrete issues a vault token (e.g., ctETH) representing your share of the pool. The protocol then automatically routes capital to the highest-yielding strategies across Aave, Radiant, Silo, and Compound — rebalancing continuously without any action from you.
Module 3 of 5
How it works
Follow the five steps that describe the full lifecycle of interacting with Concrete — from deposit to withdrawal.
1
Deposit once
Deposit any supported asset (ETH, USDT, BTC, stablecoins) into a Concrete vault. You instantly receive a vault token representing your share of the pool.
2
Automation engine activates
Concrete's quantitative engine scans all connected lending markets, selects the optimal allocation, and routes your assets — all in real time without your input.
3
Yield compounds daily
Interest from every lending protocol is harvested and compounded back into the vault. NAV (net asset value) is updated daily with transparent on-chain reporting.
4
Borrow with protection
If you use Concrete Borrow, the Protect layer monitors your LTV ratio. If collateral drops, Concrete deploys capital in tranches before liquidation happens.
5
Withdraw on your terms
Request a withdrawal anytime. Concrete supports async withdrawals for flexible liquidity — your vault token is burned and underlying assets returned to your wallet.
ℹConcrete also covers gas fees when you initiate loans through the Borrow product — saving you money on every interaction.
Module 4 of 5
Benefits and use cases
Concrete serves different types of users — from passive earners to institutional asset managers. Here's who benefits and how.
Key benefits
Earn
Set-and-forget yield
Deposit once. Concrete routes your capital to the best strategies 24/7 with no manual rebalancing.
Protect
No more liquidations
The probability engine deploys funds before your position hits the threshold — giving you a safety buffer.
Borrow
Gas fees covered
Concrete absorbs gas fees when you initiate loans through the protocol — a unique perk in DeFi.
Multi-chain
Cross-chain reach
Access DeFi opportunities across Ethereum, Solana (via Glow Finance), and 3+ more networks.
Use cases
🧑 Casual user
Earn optimized stablecoin yield on idle USDT without navigating multiple protocols manually.
📈 Leveraged borrower
Take DeFi loans confidently with Concrete Protect watching your back if markets turn volatile.
🏦 Institution
Institutional-grade vault infrastructure integrated with Binance Wallet, Figment, and leading custodians.
🛠 Builder
Integrate Concrete's ERC-4626 vaults and modular strategy architecture into your own DeFi product.
Module 5 of 5 — Quiz
Test your knowledge
4 questions. Answer all of them, then submit to see your score.
⭐⭐⭐⭐
4
out of 4 correct
Perfect! You are Concrete-certified.
Step 1 of 5
Hey, I'm Clay!Welcome! I'll guide you through everything you need to know about Concrete Protocol. Let's go!